P2P

Get higher returns for short-term investments

A peer-to-peer lending investment opportunity where you earn returns of up to 10.5% p.a. by lending to creditworthy people.

More Returns than FDs. Lesser risk than equities

Say goodbye to settling for lower returns when you wish to minimize risk. Earn FD-beating returns without equity risks for investments as short as 1 day to 3 years.

Lower risk with Smart Diversification

Your investments are lent as small loans to 100-400 verified and creditworthy borrowers to minimize risk.

Lend in the Best P2P Lending Platform in India with PRITHVI MONEY

Peer-to-peer (P2P) lending is a form of lending in which borrowers and lenders can meet directly via an online platform and attain better rates since there is no intermediary such as a bank in between. It is an alternative method to financing.

How to Invest with PRITHVI MONEY?

Step 1:

Create an account in PRITHVI MONEY by providing your basic details. (If you already have an account then just log into your account)

Step 2:

On your service request page click on the others tab at the below corner of the screen. Leave your Message.

Step 3:

Your request will be generated and a relationship manager will get in touch with you to get the Lending done.

Features of Peer-to-Peer (P2P) Lending

Returns

Higher returns to investors.

No intermediary

Because there is no bank/ institution between the Lender and borrowers, investors can earn higher returns and borrowers can borrow at a more suitable rate.

Choice of borrowers based on their credit score

Online peer-to-peer lending platforms in India allow borrowers and investors to meet directly through various p2p platforms, investors can choose the basket of borrowers that they wish to lend to.

Risk diversification

Due to the above-mentioned feature a basket of borrowers can be selected by the investors based on what suits them thereby allowing them to diversify their risk.

Convenience

Quick and convenient application process since it's online.

Why Invest through PRITHVI MONEY?

Invest in the best P2P lending platforms in India. PRITHVI MONEY works towards bringing you a seamless investing experience in the P2P product:

Hassle-Free Process

Due to the process being online it is hassle-free and can be done from the comfort of your home.

Expert Advice

Our dedicated professionals will work towards understanding your needs and guiding investors towards the best scheme that is suitable for them.

Paperless Experience

Investments are done online at the click of a button.

Best Customer Support

Our dedicated teams will ensure that you have end-to-end support from the documents you need to constant follow-ups.

How Does P2P Lending in India Work?

P2P Lending companies in India work by bringing together borrowers and lenders on a common platform. Lending can be done directly between both parties.

By doing this the middleman, such as banks, are cut out which allows investors to earn a healthier return from principal and interest payments while aiding borrowers to achieve their goals.

For p2p lenders in India, the process begins when they sign up to the platforms and invest their surplus funds post-completion of documentation. For borrowers, the process starts by signing up on the platform and providing basic documentation such as identity proof, and post this a credit check is done on the borrower.

If the borrower has a good credit score then the platform will offer them a lower rate whilst if there is no credit score or a low credit score the rate offered will be higher. The platform enables investors to make selections on which borrower they would like to lend to base on their risk appetite.

Our P2P Parties - Liquiloans, Lenden Club, Lendbox.

Frequently Asked Questions (FAQs):

Is Liquiloans & Lenden safe to invest in?

Due to P2P lending being unsecured, it is considered a high-risk product. Before investing in this product, investors should carefully consider all aspects.

Who is P2P Lending Suitable for?

• Investors who are looking for good returns through regular income in a short duration.
• Suitable for High-Risk Preference investors
• Looking for higher returns compared to other investment options

Is P2P Regulated?

• Yes, P2P lending is RBI-regulated in India.
• Fund transfers between the participants on the P2P lending platform shall be through an escrow account and cash transactions are strictly prohibited.

How to Invest in P2P with PRITHVI MONEY?

Any Lender can enjoy the benefits of Lending through PRITHVI MONEY in the following easy steps:

Step 1:

Create an account in PRITHVI MONEY by providing your basic details. (If you already have an account then just log into your account)

Step 2:

On your service request page click on the others tab at the below corner of the screen. Leave your Message.

Step 3:

Your request will be generated and a relationship manager will get in touch with you to get the Lending done.